Meet Our Team!
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The
Registered Investment Advisers of Destiny Capital...
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STEVE
MUSICK, CLU, ChFC, MSM, MSFS
President - CEO
Personal Mission: To blend wealth and life together
in order to improve health. It is a quality of life issue.
Since 1977, my professional focus has been
to design, build and manage a financial advisory firm. A hand-picked team of dedicated professionals along
with
an independent Registered Investment Advisory firm linked
to an independent broker dealer give us managerial control
of every aspect of financial management for the benefit of
our clients.
We are now, fully,
a service business. We are measured by results. How well
we
serve, how comprehensively and thoroughly we plan, and how
precisely
and powerfully we generate investment returns -
these will be the keys that determine our future. We LIKE
being dependent upon our client relationships
for our future
as a firm.
In 1978, I married Elaine J. Safstrom. I
became part of her family of five (two older brothers, Mother
and Daddy). She joined my family of four (older brother, Mom
and Dad, who now walks with Christ in Heaven). Our sons (Jarrod,
Brett and Aaron) are third generation Colorado-natives. We are firmly rooted here.
In addition to Elaine and the boys, I feel
like I have an additional family. It is the group of people
assembled at Destiny Capital. The hand-picked team and yes,
all the clients we serve, make up that extended family. My
strongest desire is that you would explore joining our family.
Welcome home!
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KEN
CRABB
Vice President
In January of 1999, Ken became Vice President
of Destiny Capital Corporation. He enhances the collegial
organization with a wealth of skills and knowledge, including
creative insurance-based solutions for complex business transactions.
He has expanded his business to include several mid-western
states, while maintaining a client base in Colorado.
Ken has a BS in economics, General Securities Representative (Series 7), General Securities
Principal (Series 24),
Series 63 and numerous state life insurance licenses. |
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The
other Officers of Destiny Capital… |
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PAT
KRAMER
Chief Compliance Officer, Vice President of Operations
Pat has been an integral part of Destiny Capital for over
twenty years. Pat's pioneering spirit, leadership qualities
and positive attitude have continued to have a dynamic impact
on Destiny Capital.
Pat's credentials include Registered Financial Paraplanner,
General Securities Representative (Series 7), General Securities
Principal (Series 24), and the Series 63.
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JUDD KRAMER, MBA
Chief Financial Officer
Judd brings to Destiny Capital over thirty
years experience in accounting, financial analysis, cost accounting,
budgeting and cash management. In addition to a BS in mathematics,
and an MBA from Colorado State University, Judd also passed
the CPA exam in 1993. Financial industry credentials include
General Securities Representative (Series 7), Financial and
Operations Principal (Series 27), Municipal Securities Principal
(Series 53) and Options Principal (Series 4). |
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The
Operations and Administrative staff… |
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JULIA
DAY
Operations Manager
Julia has been with our firm since March
of 1997. Currently she serves in a
dual role - managing some
of the back office operations for our broker/dealer, Destiny
Capital Securities Corporation, and providing client services
for our advisory clients through Destiny Capital Corp. Julia
enjoys being an integral part of the Destiny Capital team,
and appreciates the training and challenges she has received,
looking forward to even more training and challenges in the
years to come.
Julia's credentials include Registered Financial Paraplanner, General Securities Representative (Series 7), and General Securities Principal (Series 24).
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JUDY
NIEMEYER
Registered Financial Paraplanner
Judy joined Destiny Capital in October of
2000. Judy adds to the team over 21 years of experience in
estate planning and estate administration. She also provides
client services to many advisory clients.
Judy’s credentials include Registered
Financial Paraplanner and General Securities Representative
(Series 7).
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DEBBIE
FLAHERTY
Registered Financial Paraplanner
Debbie re-joined Destiny Capital in January of 2004 as a
Registered Financial Paraplanner. Debbie brings over ten years
financial and administrative knowledge and experience to the
Destiny Capital team. She feels it is a wonderful place to
receive the training, knowledge and mentoring that she
truly
enjoys.
Debbie’s credentials include Registered Financial Paraplanner,
General Securities Representative (Series 7) and General Securities
Principal (Series 24).
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LA RAE HEINLE
Receptionist/Administrative Assistant
La Rae joined our team in October of 2005. La Rae adds over 20 years of experience in excellent customer service and office administration to the Destiny Capital team.
She is very excited to be a part of such a successful and growing company and looks forward to the great opportunity for growth, personally and in her professional career.
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MABEL PIRNER
Financial Analyst
Mabel joined our team in August of 2006, bringing with her seven years of experience. Coming from a well established accounting firm in Golden, Colorado, Mabel's background is a perfect fit with our existing team. She is excited to improve her role in financial services, with our growing firm. Always ready to embrace a challenge, Mabel is looking forward to continuing her education and making the most of each opportunity.
Mabel's credentials include a Bachelor of Arts from Metropolitan State College of Denver, General Securities Representative (Series 7), Certification as an Enrolled Agent and many hours of continuing education.
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LORI SUTTON
Administrative/Technical Assistant
Lori joined our team in August of 2004. With experience as a dental assistant and as an office assistant, she brings with her practical office solutions.
Lori attended CSU for two years with International Studies and Business as her majors and an emphasis in computer, business software. |
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